One-Time Comprehensive Financial Plan
Get clear on your full financial picture.
Walk away with a specific, personalized plan you can act on.
Sometimes you don’t need an ongoing relationship. You need someone to sit down with you, understand your full situation, and give you a real plan with real action items — not generic advice, not a sales pitch for more services.
Who this is for.
A one-time plan works well for clients who have a clear set of financial questions, want expert guidance to answer them thoroughly, and are ready to implement on their own once they have a roadmap.
- You’re at a financial inflection point: a job change, an equity event, a marriage, a home purchase, a business launch, or a major tax situation you haven’t figured out yet
- You want an independent, expert review of your current financial picture with specific recommendations
- You’re financially capable and self-directed, but want a real plan built for your situation before you act
- You have RSUs, stock options, or other equity comp and need a clear strategy before the next vest date
- You’ve been managing things on your own and want a second opinion from someone who gets the full picture
- You want comprehensive guidance across planning, tax strategy, and investments — coordinated together, not siloed advice from multiple people
What you get.
A personalized financial plan covering every major area of your financial life, built around your specific situation, goals, and the decisions you’re facing right now.
Your plan will cover the areas most relevant to your situation. Depending on what you bring to the table, that typically includes:
- Cash flow and savings strategy
- Tax planning and strategy
- Debt and student loan planning
- Retirement readiness
- Equity comp strategy (RSUs, options)
- Estate planning basics
- Investment review and allocation
- College funding
- Insurance gap analysis
- Home purchase planning
- Employee benefits optimization
- Business ownership and exit considerations
You also get one year of access to our online financial planning tools after plan delivery, so you can track progress against your plan as you implement.
How It Works
Four meetings. A clear deliverable. No open-ended commitment.
Complimentary Introduction
We spend about 30 minutes getting to know your situation. You ask questions, we ask questions, and we give you a quote for the work. Then you decide if you want to move forward. No pressure, no obligation.
Discovery
Before this meeting, we send you a homework list to help you gather your financial documents and get organized. During the meeting, we go deep: your goals, your current picture, the decisions you’re trying to make, and where you feel stuck. This is where we learn everything we need to build your plan.
Rough Draft Review
We’ve taken what you shared and built an initial plan. In this meeting, we walk through what we see, surface anything that needs adjustment, and discuss any scenarios you want to model. This is a working session, not a presentation.
Final Plan Delivery
You receive a complete summary of where you are now, where you want to go, and the specific action items and tools you’ll need to get there. Clear, prioritized, and yours to keep.
Investment.
The final cost is based on the complexity of your situation. After your free introduction call, we’ll send you a specific quote before any work begins.
Factors that typically add complexity:
- Equity compensation (RSUs, stock options, ESPP)
- Business ownership
- Rental real estate
- Married filing jointly with complex income on both sides
- Multiple investment accounts across employers or brokerages
- Trust or estate planning needs
Common
Questions
“Can I really get what I need from a one-time engagement?”
Yes. A one-time plan is a complete service, not a sampler. By the end of our four meetings, you’ll have a thorough understanding of your financial picture, a clear set of prioritized action items, and a roadmap you can execute on your own. Many clients come back for an updated plan when their situation changes significantly. Others move into ongoing planning when they want continued support. Either way, the plan you get is fully yours.
“What if my situation is too complicated for a one-time plan?”
We’ll tell you upfront. The free introduction call exists precisely to help us assess your needs. If your situation has enough ongoing complexity that a one-time plan genuinely wouldn’t serve you well, we’ll say so and talk through whether ongoing planning makes more sense. We won’t quote you for work that isn’t the right fit.
“I’ve already tried doing this on my own. What’s different here?”
The difference is coordination. Generic financial advice, your company’s benefits portal, a CPA who only sees your return, an advisor who doesn’t know your equity comp — none of them see the full picture. We build a plan that takes all of it into account at once: your taxes, your investments, your equity, your goals. That’s what makes the action items actually useful.